Jane and Ken came to us eager about their plans as they prepared for early retirement. The couple was looking forward to being together and spending much of their time travelling. As this new stage in their lives was quickly approaching, they had some concerns and questions that began to overshadow their enthusiasm. Both were concerned about their finances lasting for the rest of their lives. They were also uneasy about how the other would manage financially if something were to happen to one of them.

Recognizing that Jane and Ken needed a sound plan that addressed their concerns and would give them a sense of control over their future, our team’s first step was to organize all their investments, insurances, taxes and estate plans to get a full understanding of their financial picture.

Recently widowed, Mary was distraught and anxious. During their forty-five years of marriage, Mary’s husband Steve, a former scientist, had handled all the couple’s finances and investments so that Mary would not be burdened with it. And now, sadly, he was gone. Mary, unfamiliar with how to manage their finances was now responsible for overseeing eight-million dollars of net worth including rental properties and investments held in multiple accounts.

Still grieving and overwhelmed, we knew that we could first provide Mary with some comfort and support as she trusted us to step in with our expertise and act as the team with oversight of her day to day finances. We were able to provide a safe place for her to ask questions; and as a result of coordinating with her other advisors, CPAs and her attorney, we were able to make sure her finances were in good order.